Qualify by saving on average 30% by paying with HSA/FSA
What Is It & Why It Matters
HSA (Health Savings Account) and FSA (Flexible Spending Account) allow you to set aside pre-tax dollars to pay for qualified medical and wellness expenses. Using these funds gives you more purchasing power because you avoid paying taxes on the portion you spend.
Get Nourishment (in partnership with Truemed) enables you to apply HSA/FSA funds toward nutrition, wellness, supplements, and so-called “root-cause interventions,” as long as you follow IRS and administrator rules.
Step-by-Step: How to Use HSA/FSA Funds:
- Complete Health Assessment
- You begin by answering a quick, private health survey. A licensed provider reviews your answers to see if you qualify.
- Receive a Letter of Medical Necessity (LMN)
- If you’re qualified based on the survey, the provider issues an LMN (typically within 1-2 days). This letter documents that your purchase is medically necessary.
- Make Your Purchase
- You then buy from Get Nourishment — but do not attempt to pay using your HSA/FSA card at checkout (for compliance reasons). Use a normal (credit or debit) method.
- Submit for Reimbursement
- Use your receipt and the LMN to file a claim with your HSA/FSA administrator. Once approved, the funds are typically reimbursed within a couple of weeks.
Additional Notes & FAQs
- You only need the LMN once (for certain approved items), as long as the LMN remains valid (usually 12 months), you don’t need to repeat the assessment for each purchase.
- If your purchase amount exceeds your available HSA/FSA balance, you can still get partial reimbursement (i.e., reimburse up to the amount available in your account).
- If the reimbursement is rejected by your administrator, Get Nourishment (via Truemed) offers support, possibly reissuing the LMN in a form accepted by your administrator.
- The site strongly advises not to use your HSA/FSA card at checkout to avoid compliance issues.
- FSA funds generally must be used within the plan year (no rollover), so use them before December 31st or risk losing unused funds.
- The page claims customers using Truemed save on average ~30% via using pre-tax HSA/FSA funds for eligible wellness purchases.